Vault Properties is a results-driven, owner-managed real estate company based in the beautiful town of George, South Africa. Proudly serving the Garden Route—with a strong focus on George—we specialize in residential, commercial, and industrial property sales and investments.
What sets us apart is our hands-on approach. As a fully owner-managed business, we're personally involved in the day-to-day operations, ensuring every client and every agent receives the attention, respect, and care they deserve. At Vault Properties, you're never just a number—you’re part of our heartbeat. Whether you're selling, investing, or exploring property opportunities, we're here to deliver honest advice, exceptional service, and real results.
At Vault Properties, our mission is to provide exceptional, personalised real estate services to property owners and investors across the Garden Route. Through our owner-managed, hands-on approach, we are committed to building lasting relationships, delivering expert guidance, and ensuring that every client and agent feels seen, valued, and supported.
To be the most trusted and people-centered real estate company in the Garden Route—known for our integrity, local expertise, and dedication to service that goes beyond transactions, creating lasting impact for our clients, our team, and our community.
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
Calculates the maximum home loan that you can afford and what the monthly repayment will be.
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Gross Monthly Income
Interest Rate
Repayment Term
Monthly Instalment
Maximum Home Loan Amount
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
Calculates the monthly instalment that you will pay in order to purchase a home, as well as the total interest amount and total amount paid after the repayment term has expired.
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Home Loan Amount
Interest Rate
Repayment Term
Monthly Instalment
Total Interest Paid
Total Amount Paid
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
Calculates the status of you home loan after a given period (number of instalments). Handy if you plan to sell your property and would like to know what the outstanding balance will be at that point in time.
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Home Loan Amount
# of Instalments Paid
Repayment Term
Interest Rate
Home Loan Status
Total Capital Paid Thus Far
Total Interest Paid Thus Far
Total Amount Paid Thus Far:
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
Calculates saving when paying fixed additional amounts on a monthly instalment.
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Home Loan Amount
Interest Rate
Repayment Term
Additional Monthly Payment
Original Instalment
New Instalment
Period reduced by
Value Saved
Table of Comparison
Original Instalment
New Instalment
Monthly Instalment
Repayment Term
Last Instalment
Total Amount Paid
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
Calculates the single or joint gross monthly income required to afford a home loan and what the repayment will be.
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Required Home Loan Amount
Interest Rate
Repayment Term
Monthly Instalment
Minimum Gross Monthly Income
Purchase Price
Transfer Duty
Deeds Office Fee
Conveyancing Tariff Fee
Postage & Petties
Deeds Office Search Fee
Electronic Document Generation
Your E-Vault
VAT (15%)
TOTAL
BOND AMOUNT
Deeds Office Fee
Conveyancing Tariff Fee
Postage & Petties
Deeds Office Search Fee
Electronic Document Generation Fee
Your E-Vault
VAT (15%)
TOTAL
Bond Amount
Interest Rate
Repayment Period
Monthly Instalment
The estimates contained on this webpage are provided for general information purposes and should be used as a guide only. While every effort is made to ensure the accuracy of the calculator, we cannot be held liable for any loss or damage arising directly or indirectly from the use of this calculator, including any incorrect information generated by this calculator, and/or arising pursuant to your reliance on such information.
This quotation reflects the transfer duty payable in respect of a sale concluded on or after 1 May 2017.